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130 N. Belair Rd, Evans, GA 30809

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No need for a big down payment!

June 25, 2015 by Natalie Poteete

Worried about the size of your down payment? You might be over-stressing. While slightly higher than last year, average FICO credit scores for FHA and conventional loans are still lower since 2012, sitting at 757 for conventional and 688 for FHA. Down payments are still low as well. Thanks to delays in enacting portions of the Frank-Dodd Act you can still get a mortgage with 3% down, especially with FHA (83% are 3% or less). So if you are considering purchasing a home in the greater Augusta area, the surrounding country, or even across the river the ability for you to obtain a mortgage has never been better even if you don’t have perfect credit or a large down payment!

 

Want to figure out what your rate would be? Check out from our expert at Georgia Bank and Trust!

Cyndi_EberClick here to get more information from Cyndi! 

Cyndi Eber
706.739.0123 ext. 3215
ceber@georgiabankandtrust.com

NMLS#: 462387

 

 

Or get preKate-Hudson-qualified today Online with another great lender, Element Funding.

Click Here to get in touch with Kate! 

Kate Hudson

706.504.9696

katehudson@elementfunding.com

 

 

Or try out Bankrate.com’s Down Payment Estimator! Then call your lender!

http://www.bankrate.com/calculators/mortgages/down-payment-calculator.aspx

Filed Under: Uncategorized Tagged With: down payment, lender, mortgage

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130 N. Belair Rd
Evans, GA 30809

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